Privacy Policy

Introduction

This Privacy Policy describes how Inflasi Hub collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. This policy outlines what information we gather, how we use it, and the rights you have regarding your data when you visit and use our educational resources on inflation fundamentals, the Consumer Price Index (CPI), and monetary policy frameworks in Malaysia.

Information We Collect

We collect information in several ways to improve your experience and provide better educational content:

• Personal Information: When you register for our newsletter or create an account, we collect your name, email address, and other contact details you voluntarily provide.
• Usage Data: We automatically collect information about how you interact with our site, including pages visited, time spent on content, and the topics you access most frequently.
• Device Information: We collect data about your device, browser type, IP address, and operating system to ensure compatibility and optimize our platform.
• Cookies: We use cookies and similar technologies to remember your preferences and enhance your browsing experience.

How We Use Your Information

We use the information we collect for legitimate educational and operational purposes:

• To provide and maintain our educational resources on inflation, CPI methodology, DOSM surveys, and BNM monitoring frameworks.
• To personalize your learning experience and recommend relevant content about headline versus core inflation.
• To send you updates about new resources, educational materials, and changes to our platform.
• To analyze user behavior and improve the quality, accessibility, and effectiveness of our content.
• To ensure the security of our platform and prevent fraudulent or unauthorized access.
• To comply with legal obligations and respond to legitimate requests from authorities.

Your Privacy Rights

We respect your fundamental rights regarding your personal data. You have the right to:

• Access: Request a copy of the personal information we hold about you at any time.
• Correction: Ask us to update, correct, or rectify any inaccurate or incomplete information in our records.
• Deletion: Request deletion of your personal data, subject to certain legal and operational limitations.
• Opt-Out: Unsubscribe from our newsletter or marketing communications with a single click.
• Portability: Request your data in a structured, commonly used, and machine-readable format for transfer to another service.
• Withdraw Consent: Withdraw consent for data processing at any time without affecting the legality of processing before withdrawal.

Cookies and Tracking Technologies

We use cookies to enhance your experience on our platform. Cookies are small text files stored on your device that help us remember your preferences and understand how you use our educational resources. Essential cookies enable core functionality like navigation and security, while analytical cookies help us understand visitor behavior and improve content quality. You can control cookie settings through your browser, though disabling certain cookies may limit your ability to access some features. We do not use cookies for targeted advertising, maintaining our focus on educational integrity rather than commercial profiling.

Data Security

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our platform uses industry-standard encryption protocols, secure server infrastructure, and regular security audits. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your data, we cannot guarantee absolute security. We encourage you to use strong passwords and keep your login credentials confidential. If you suspect any unauthorized access to your account, contact us immediately.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy. Usage data is typically retained for analytical purposes for up to 12 months. Account information is kept as long as your account remains active. Newsletter subscribers’ data is retained until you unsubscribe. Legal obligations may require us to retain certain data for longer periods. If you request deletion, we will remove your data within 30 days, except where legal requirements mandate retention. You can request information about our retention schedules at any time.

Third-Party Services

We may use third-party service providers to support our platform, including hosting providers, analytics services, and email delivery systems. These providers are contractually obligated to use your information only to provide services on our behalf and to maintain the confidentiality and security of your data. We do not sell, rent, or share your personal information with third parties for their marketing purposes. Any third-party services we use are carefully selected and evaluated for compliance with data protection standards. You are responsible for reviewing the privacy policies of any external services you access through our platform.

Children’s Privacy

Our platform is designed as an educational resource for adults and students studying inflation economics and monetary policy. We do not knowingly collect personal information from children under 13 years old. If we become aware that we have collected data from a child under 13, we will take immediate steps to delete such information. Parents or guardians who believe their child has provided information to us should contact us immediately. For users between 13 and 18, we recommend parental guidance when accessing our platform and encourage discussion about online privacy and data protection.

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. Any material changes will be announced on our website with a prominent notice. Your continued use of our platform after such updates constitutes your acceptance of the revised policy. We encourage you to review this policy regularly to stay informed about how we protect your information. The “Last updated” date at the top of this document indicates when the policy was most recently revised. If you have concerns about changes to this policy, please contact us for clarification.