Terms of Service
Last updated: March 9, 2026
Acceptance of Terms
These Terms of Service govern your use of Inflasi Hub and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. We provide educational resources focused on inflation fundamentals, Consumer Price Index understanding, and monetary policy frameworks in Malaysia. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.
Your continued use of our services constitutes your acceptance of these terms. We reserve the right to modify these terms at any time, and it is your responsibility to review them regularly. Any changes will be effective immediately upon posting, and your continued use indicates acceptance of the updated terms. We recommend checking this page frequently to stay informed of any modifications.
User Obligations
As a user of our platform, you agree to use our services only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, and disrupting the normal flow of dialogue within our platform.
You are responsible for maintaining the confidentiality of any account information and passwords associated with our services. You agree to accept responsibility for all activities that occur under your account. We require that you provide accurate and complete information when using our educational resources. You must not misrepresent your identity or affiliation with any person or entity when accessing inflation data, CPI information, or monetary policy materials provided through our platform.
Intellectual Property Rights
All content available on our platform, including but not limited to text, graphics, logos, images, and software related to inflation fundamentals, DOSM methodologies, BNM monitoring frameworks, and CPI basket composition analysis, is the property of our organization or its content suppliers and is protected by international copyright laws.
You may access and view our educational materials for personal, non-commercial use only. You may not reproduce, distribute, transmit, display, or create derivative works of any content without our express written permission. This includes sharing information about core inflation versus headline inflation, DOSM price survey methodologies, or any analytical frameworks presented on our platform. Any unauthorized use of our intellectual property may result in legal action. We respect intellectual property rights and expect the same from all users of our educational resources.
Limitation of Liability
Our educational platform is provided on an “as is” basis without warranties of any kind, either expressed or implied. We do not warrant that our services will be uninterrupted, error-free, or free from harmful components. Information about inflation trends, CPI methodologies, and BNM monitoring frameworks is provided for educational purposes only and should not be construed as financial or investment advice.
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our platform, including damages for loss of profits, goodwill, use, data, or other intangible losses. This limitation applies regardless of the cause of action and whether the liability is based on warranty, contract, tort, or any other legal theory. We encourage users to conduct independent research and consult qualified professionals before making any decisions based on information from our educational resources.
Termination of Services
We reserve the right to terminate or suspend your access to our platform at any time, for any reason, with or without notice. Termination may occur if you violate any provision of these terms, engage in unlawful conduct, or misuse our educational resources regarding inflation data, CPI information, or monetary policy frameworks. Upon termination, your right to use our services ceases immediately.
Upon termination, we may delete your account and all associated data without further notice or liability. The sections regarding intellectual property rights, limitation of liability, and these termination provisions shall survive any termination of these terms. We may reinstate your access at our sole discretion. If you believe your access has been wrongfully terminated, you may request a review, though we make the final determination regarding all access decisions.